Boost acceptance rates with dynamic payment routing
Swiftask orchestrates your Checkout.com flows in real time. AI analyzes every transaction to route payments to the highest-performing processors.
Result:
Maximize revenue by slashing payment failures through automated, intelligent decision-making.
AI Agents
checkout.com
Connector checkout.com · Secure OAuth 2.0
The limitations of static routing rules
Rigid payment routing is costly. When transactions are processed by default without contextual analysis, failure rates rise unnecessarily. Static systems fail to react to processor performance fluctuations, leading to direct revenue loss.
Main negative impacts:
High failure rates
Inability to switch to secondary processors during temporary outages leads to avoidable cart abandonment.
Unoptimized processing fees
Without intelligence, you cannot steer flows toward acquirers offering better rates based on currency or geography.
Operational complexity
Manually updating routing rules with every market shift is slow, risky, and unresponsive.
Swiftask integrates with Checkout.com to transform your payment strategy. Our AI agent analyzes transaction data and applies instant dynamic routing to ensure every payment succeeds.
BEFORE / AFTER
What changes with Swiftask
Standard static routing
The system sends all transactions to a single acquirer. If they experience an outage or rejection issues on specific card types, payments fail in a chain reaction without immediate fallback.
Swiftask dynamic routing
The AI agent evaluates in milliseconds which processor is best suited to clear the transaction. If latency or rejection is detected, the flow is instantly rerouted to an alternative acquirer via Checkout.com.
Implement intelligent routing in 4 steps
1
STEP 1 : Connect your Checkout.com account
Authenticate your account via API in Swiftask to enable secure reading of transaction flows.
2
STEP 2 : Define your performance criteria
Configure your agent's goals: acceptance rates, transaction costs, or processing speed.
3
STEP 3 : Deploy AI routing rules
Let the agent analyze past failures and processor performance to optimize routing in real time.
4
STEP 4 : Monitor the gains
Track your acceptance rate improvements and cost savings directly in the Swiftask dashboard.
Swiftask routing agent capabilities
The AI examines card type, currency, customer location, and acquirer performance history to make the best decision.
- Target connector: The agent performs the right actions in checkout.com based on event context.
- Automated actions: Automatic switching between acquirers, applying complex business rules, international transaction management, and real-time performance alerts.
- Native governance: All routing decisions are logged for complete transparency and rigorous financial compliance.
Each action is contextualized and executed automatically at the right time.
Each Swiftask agent uses a dedicated identity (e.g. agent-checkout.com@swiftask.ai ). You keep full visibility on every action and every sent message.
Key takeaway: The agent automates repetitive decisions and leaves high-value actions to your teams.
Strategic benefits for your business
Increased net revenue
Every transaction recovered through intelligent rerouting translates directly into additional revenue.
Enhanced resilience
Your payment architecture is protected against temporary processor downtime.
Business agility
Adapt your payment strategies in a few clicks without touching your e-commerce platform's source code.
Cost reduction
Optimize processing fees by directing flows to the most competitive routes.
Seamless customer experience
Reduce friction at checkout and increase customer trust with successful transactions on the first attempt.
Security and data integrity
Swiftask applies enterprise-grade security standards for your checkout.com automations.
- PCI-DSS compliance: The integration adheres to the strictest standards for payment data protection.
- End-to-end encryption: Your data flows are secured at every stage of the agent's orchestration.
- Full audit trail: Every routing decision is tracked to allow for precise audit analysis.
- Isolated architecture: Your routing logic is separated from your core business to guarantee system stability.
To learn more about compliance, visit the Swiftask governance page for detailed security architecture information.
RESULTS
Quantifiable impact on your operations
| Metric | Before | After |
|---|---|---|
| Acceptance rate | Market standard | Significant increase (+2 to 5%) |
| Outage management | Manual (slow) | Automatic (instant) |
| Rule complexity | Hard-coded (rigid) | No-code (dynamic) |
Take action with checkout.com
Maximize revenue by slashing payment failures through automated, intelligent decision-making.